CHASE SAPPHIRE PREFERRED

SIGN-UP OFFER

50k Ultimate Reward points (worth $625) after charging $4,000 in the first 90 days after opening account.

WHY IT’S WORTH IT

The Chase Sapphire Preferred card is famous in travel circles and is a top recommendation.  The signup bonus and easy-to-use Ultimate Rewards are simple to redeem. Whether you’re a pro points collector or just starting out, this card is an excellent choice. Chase charges a $95 annual fee, which is more than covered in the signup bonus.

CREDIT NEEDED

Good, Excellent

CHASE SAPPHIRE RESERVED

SIGN-UP OFFER

50k Ultimate Reward points (worth $750) after charging $4,000 in the first 90 days after opening account

WHY IT’S WORTH IT

The Chase Sapphire Reserve is the next level past Preferred. Just like the Preferred card, the signup bonus and Ultimate Reward points are flexible and transferrable to 13+ corporate partners. You will owe a $450 fee for this card, but it’s offset by a $300 annual travel credit applied to your purchases. Cardholders enjoy additional benefits including lounge access and credits for certain travel services.

CREDIT NEEDED

Excellent

CAPITAL ONE® VENTURE® REWARDS

SIGN-UP OFFER

Earn 50k miles after charging $3,000 in the first three months after opening account

WHY IT’S WORTH IT

Flexibility is the key with the Capital One Venture Rewards card. Given a recent partnership with Hotels.com, cardholders will earn 10x miles for each dollar spent. You will have your annual fee waived the first year and pay $95 thereafter.

CREDIT NEEDED

Good, Excellent

PLATINUM CARD® FROM AMERICAN EXPRESS

SIGN-UP OFFER

Earn 60,000 in AmEx Membership Rewards® Points after charging $5,000 in the first three months

WHY IT’S WORTH IT

The Platinum Card® from American Express is well known and always sets the bar for great travel benefits and support. Be aware of the hefty $550 fee, which gets balanced out by all the perks provided.

CREDIT NEEDED

Good, Excellent

HILTON HONORS ASCEND CARD FROM AMERICAN EXPRESS

SIGN-UP OFFER

Earn 100,000 Hilton Honors Bonus Points after spending $3k within the first 90 days of account opening

WHY IT’S WORTH IT

The Hilton Honors Ascend card is offered through American Express and is a great match for those who often stay at Hilton locations. You will not get much flexibility out of this card for other partners, but this is a strong option for travelers who know where they want to stay. A typical annual fee of $95 applies.

CREDIT NEEDED

Good, Excellent

BARCLAYS ARRIVAL® PREMIER WORLD ELITE MASTERCARD®

SIGN-UP OFFER

Earn 75,000 miles each year if you spend $25,000 on purchases, which makes this a great choice if you know there’s spending coming up

WHY IT’S WORTH IT

The Barclays Arrival® Premier World Elite Mastercard® is a flexible travel card for those who want easy to earn and easy to redeem mileage rewards. The card includes Global Entry credits and other premium travel offerings. Cardholders earn 2x miles on all purchases, all the time.

CREDIT NEEDED

Good, Excellent

MARRIOTT REWARDS PREMIER PLUS CREDIT CARD

SIGN-UP OFFER

Earn 100k bonus points after you charging $5,000 in the first 3 months from account

WHY IT’S WORTH IT

The Marriot hotel chain (and recent Starwood merger) have made this card a top-rated and flexible option for cardholders. The benefits include free nights each year upon account renewal, status, and transferability among Marriott, Starwood, and other properties.

CREDIT NEEDED

Good, Excellent

SOUTHWEST RAPID REWARDS PREMIER CREDIT CARD

SIGN-UP OFFER

Earn 40,000 bonus points after charging $1,000 in the first 3 months after account opening

WHY IT’S WORTH IT

The Southwest Rapid Rewards Premier card is a top-tier offering for those traveling on Southwest often. The rewards program is simple and makes booking award travel a breeze. Points will never expire, and you will automatically get a 6k points bonus every year after your account anniversary. The annual fee is $99.

CREDIT NEEDED

Excellent

SOUTHWEST RAPID REWARDS PLUS CREDIT CARD

SIGN-UP OFFER

Earn 40,000 bonus points after charging $1,000 in the first 3 months after account opening

WHY IT’S WORTH IT

The Southwest Rapid Rewards Plus card is similar to the Premier card in terms of rewards and redemptions. You will have a smaller anniversary bonus on this card, but in turn pay a lower annual fee of $69.

CREDIT NEEDED

Excellent

THE HYATT CREDIT CARD

SIGN-UP OFFER

40k bonus points after charging $3,000 in the first three months of account opening, and another 20k in bonus points when you reach $6,000 in the first three months

WHY IT’S WORTH IT

The Hyatt card issued by Chase is another good hotel option for those who prefer Hyatt properties. Redemptions start as low as 5,000 points per night. The card offers room benefits such as late checkout and in-room internet included, in addition to Discoverist status.

CREDIT NEEDED

Good, Excellent

GOLD DELTA SKYMILES® CREDIT CARD FROM AMERICAN EXPRESS

SIGN-UP OFFER

Earn 30k Bonus Miles after charging $1,000 in the first three months of opening, and a $50 credit after a Delta purchase

WHY IT’S WORTH IT

Those who fly Delta often may want to get the Gold Delta Skymiles card. This account is issued through AmEx, and it includes free checked bags, priority boarding, and easy redemption of points. The annual fee is $95 after the first year.

CREDIT NEEDED

Good, Excellent

IHG REWARDS CLUB PREMIER CREDIT CARD

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

Earn 80,000 bonus points after charging $2,000 in the first 90 days after opening

WHY IT’S WORTH IT

The IHG Rewards Club Premier card issued by Chase offers tempting rewards rates for IHG hotel stays. The card comes with free nights after each account anniversary, travel credits for Global Entry or similar services, and Platinum Elite status. If you book four nights at one of IHG’s 5,200+ properties, you will get the next night free.

CREDIT NEEDED

Good, Excellent

PREMIER REWARDS GOLD CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

Earn 25,000 points after charging $2,000 in the first three months after opening

WHY IT’S WORTH IT

Everyone knows AmEx, and its Premier Rewards Gold card is a happy medium between price and benefit. You will have access to the AmEx travel bookings platform, get a $100 annual airline fee credit, and easily redeem rewards. No annual fee the first year, and then pay $195.

CREDIT NEEDED

Good, Excellent

BEST BALANCE TRANSFER CARDS

BLUE CASH EVERYDAY® CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 statement credit after spending $1,000 in the first three months after opening

WHY IT’S WORTH IT

With no annual fee but great rewards earnings, the Blue Cash Everyday card issued by American Express is an excellent choice. You can earn 3% back on grocery store purchases and 2% on gas stations, making it a good household spending card.

CREDIT NEEDED

Good, Excellent

CHASE FREEDOM UNLIMITED

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 bonus after spending $500 in the first three months of opening and no interest for 15 months

WHY IT’S WORTH IT?

The Chase Freedom Unlimited card gives you 1.5% cash back on everything without an annual fee. There are no limits on the cash back you can earn, and there is an extended 0% APR period of 15 months.

CREDIT NEEDED

Good, Excellent

CHASE FREEDOM CARD

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 bonus after spending $500 in the first three months of opening and no interest for 15 months

WHY IT’S WORTH IT

The Chase Freedom card has no signup bonus and offers good cash back rates on everyday purchases, including 5% back on select categories. Between that and the 15-month 0% APR, it’s a good everyday choice for most customers.

CREDIT NEEDED

Good, Excellent

BEST LOW INTEREST CARDS

CAPITAL ONE® VENTURE® REWARDS

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

50,000 miles after $3,000 in purchases within 90 days of account opening

WHY IT’S WORTH IT

The Capital One Venture Rewards card is easy to use and offers lots of rewards flexibility. Just like other Capital One cards, you will get 10x miles on bookings for Hotels.com. The Venture portal is a breeze for redeeming travel.

CREDIT NEEDED

Good, Excellent

CAPITAL ONE® QUICKSILVER® CARD

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 bonus after making $500 in purchases within three months of account opening, and no interest for 15 months

WHY IT’S WORTH IT

There’s no fee on the Quicksilver card, and you will earn 1.5% cash back on all your spending. Rewards are simple to redeem in the Capital One app (just slide to redeem) and can be used at any time. No monthly restrictions here

CREDIT NEEDED

Good, Excellent

BEST CASH BACK CARDS

CHASE FREEDOM UNLIMITED

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 bonus after spending $500 in the first three months of opening and no interest for 15 months

WHY IT’S WORTH IT

The Chase Freedom Unlimited card has no annual fee and pays back 1.5% of everything you charge. Combined with a long no-interest period and consumer protections, this can be a strong card for everyday spending.

CREDIT NEEDED

Good, Excellent

CAPITAL ONE® VENTURE® REWARDS

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

50,000 miles after $3,000 in purchases within 90 days of account opening

WHY IT’S WORTH IT

The Capital One Venture Rewards card has no annual fee and has easy rewards redemption, just like other Capital One cards. You will also get 10x miles on Hotels.com bookings for any hotel needs that may arise

CREDIT NEEDED

Good, Excellent

BLUE CASH EVERYDAY® CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 statement credit after charging $1,000 within the first three months of opening

WHY IT’S WORTH IT

The Blue Cash Everyday card offered by AmEx has no annual fee. You can earn up to 3% back on certain purchases, making it a high value rewards option for some household charges. 

CREDIT NEEDED

Good, Excellent

CHASE FREEDOM CARD

Compare This Card with Other Rewards Credit Cards

SIGN-UP OFFER

$150 bonus after spending $500 in the first three months of opening and no interest for 15 months

WHY IT’S WORTH IT

The Chase Freedom card has a low requirement for its signup bonus and steady cash back rates. Like other Chase cards, you will benefit from consumer protections and a long no-interest period on the new account.

CREDIT NEEDED

Good, Excellent

BLUE CASH PREFERRED® CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

$200 credit after spending $1,000 within the first 3 months

WHY IT’S WORTH IT

The Blue Cash Preferred card issued by AmEx provides different cash back percentages for different categories, giving you plenty of savings on gas and groceries.

CREDIT NEEDED

Good, Excellent

BEST BUILDING CREDIT CARDS

CAPITAL ONE® PLATINUM CREDIT CARD

Compare This Card with Other Rewards Credit Cards

WHY WE LIKE IT

With no annual fees or foreign transaction fees, the Capital One® Platinum Credit Card is a convenient card to rebuild credit and offers to increase your credit line after making your first 5 monthly payments on time.

CREDIT NEEDED

CREDIT NEEDED

Poor, Bad, Fair

CAPITAL ONE® SECURED MASTERCARD®

Compare This Card with Other Rewards Credit Cards

WHY WE LIKE IT

The Capital One® Secured Mastercard® has no annual fee, allowing cardholders to focus on building credit with responsible use.

CREDIT NEEDED

Poor, Bad

BEST BUSINESS CARDS

CHASE INK BUSINESS PREFERRED

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 80,000 points ($1,000 value) after making $5,000 in purchases within first 3 months of account opening.

WHY WE LIKE IT

The Chase Ink Business Preferred is another fantastic rewards card in the Chase portfolio. Offering generous UR points (which are transferable to 13 partners), many seasoned award travelers have this card as a staple in their wallet. While the minimum spend requirement is slightly higher than other cards, the value of the points are generally considered worth it.

CREDIT NEEDED

Excellent

CHASE INK BUSINESS CASH

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

WHY WE LIKE IT

The Ink Business Cash is a top cash back credit card that offers solid ongoing rewards and flexibility, making it a popular go-to option for cardholders. In addition to a generous signup bonus, strong rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on both purchases and balance transfers.

CREDIT NEEDED

Excellent

CHASE INK BUSINESS UNLIMITED

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

$500 bonus cash back after spending $3,000 on purchases in the first 3 months after account opening.

WHY WE LIKE IT

Get 1.5% unlimited cash back with the Chase Ink Business Unlimited on every purchase for your business. In addition to a generous bonus offer, unlimited flatrate rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on both purchases and balance transfers.

CREDIT NEEDED

Good, Excellent

SOUTHWEST RAPID REWARDS PREMIER BUSINESS CREDIT CARD

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.

WHY WE LIKE IT

The Southwest Rapid Rewards Premier Business Credit Card is a top-rated business credit card with generous benefits for Southwest travelers.

Earn 2 points for every $1 you spend on Southwest Airlines purchases and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 6,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

CREDIT NEEDED

Good, Excellent

THE BUSINESS PLATINUM® CARD FROM AMERICAN EXPRESS OPEN

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership. That’s up to 100,000 points! This offer ends 8/8/18.

WHY WE LIKE IT

he Business Platinum Card® from American Express OPEN has long been a premium rewards charge card due to its generous travel benefits and welcome offer. $450 annual fee.

CREDIT NEEDED

Good, Excellent

BUSINESS GOLD REWARDS CARD FROM AMERICAN EXPRESS OPEN

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

WHY WE LIKE IT

The Business Gold Rewards Card from American Express OPEN is a great choice for those who want the flexibility to choose which categories they’ll earn the maximum points per dollar. $0 annual fee for the first year, then $175.

CREDIT NEEDED

Good, Excellent

PLATINUM DELTA SKYMILES® BUSINESS CREDIT CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on the card in the first 3 months of membership. In addition, you can also earn a $100 statement credit after you make a Delta purchase with your new card within your first 3 months.

WHY WE LIKE IT

The Platinum Delta SkyMiles® Business Credit Card from American Express is a premier travel rewards card made for those who fly Delta airlines.

We like it for Its generous welcome offer, travel benefits such as priority boarding, and the complimentary companion certificate offered to cardholders each year upon renewal of the card. $195 annual fee.

CREDIT NEEDED

Good, Excellent

GOLD DELTA SKYMILES® BUSINESS CREDIT CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 30,000 miles after you spend $1,000 in purchases on your new Card within the first 3 months, and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

With Pay with Miles for every 5,000 bonus miles redeemed, that is $50 off the cost of your ticket when booking on Delta.com.

WHY WE LIKE IT

The Gold Delta SkyMiles® Business Credit Card from American Express is a solid travel rewards card if you fly Delta airlines.

Its generous welcome offer and travel benefits such as the 20% in-flight savings credit, are among the reasons why we like it.

$0 annual fee for the first year, then $95.

CREDIT NEEDED

Good, Excellent

HILTON HONORS AMERICAN EXPRESS BUSINESS CARD

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 125,000 Hilton Honors Bonus Points after you use your new Card to make $5,000 in eligible purchases within the first 3 months of Card Membership. Offer ends 6/27/2018.

WHY WE LIKE IT

The Hilton Honors American Express Business Card is a highly regarded hotel rewards credit card offering generous benefits for business travelers.

Earn 12X Points when you stay at hotels and resorts in the Hilton portfolio, 6X Points on select business and travel purchases, and 3X Points everywhere else.

Cardmembers receive complimentary Hilton Honors Gold Status, qualifying them for an 80% bonus on all Base Points, space-available room upgrades, and more.

Also enjoy up to 10 Priority Pass visits, zero foreign transaction fees, and earn weekend night rewards based on eligible purchases. $95 annual fee.

CREDIT NEEDED

Good, Excellent

THE BLUE BUSINESS PLUS CREDIT CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Earn 2X Points on everyday business purchases, like office supplies and meals with clients. 2X applies to the first $50,000 in purchases per year; then earn 1 Point per dollar thereafter.

WHY WE LIKE IT

The Blue Business Plus Credit Card from American Express offers great rewards and earning incentives on business-related purchases. If you’re looking for a no annual fee business credit card to support day to day purchases and expenses, this top-rated card is an excellent choice.

Earn 2X Membership Rewards® points on everyday business purchases up to $50,000 with no category restrictions, and 1X point on purchases thereafter. You’ll also have the freedom to buy above your credit limit if you need to (terms apply).

Cardmembers can create employee cards, designate an account manager, connect to Quickbooks, and receive a complete year-end summary each year.

CREDIT NEEDED

Good, Excellent

SIMPLYCASH® PLUS BUSINESS CARD FROM AMERICAN EXPRESS

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

Special Offer: Enjoy 0% Intro APR for 15 months on purchases

WHY WE LIKE IT

The SimplyCash® Plus Business Card from American Express offers generous rewards with a great deal of flexibility, including the opportunity to select your own rewards category. Cardholders can access Expense Management Tools, request employee cards at no additional cost, and pay no annual fee.

CREDIT NEEDED

Good, Excellent

CAPITAL ONE® SPARK® CASH FOR BUSINESS

Compare This Card with Other Rewards Credit Cards

SPECIAL OFFER

One-time $500 cash bonus after you spend $4,500 on purchases within the first 3 months from account opening

WHY WE LIKE IT

As the name implies, the Spark® Cash for Business is a great option for earning cash back. Cardholders earn 2% unlimited cash back on every purchase, every day, and can add employee cards onto their account at no additional cost.

CREDIT NEEDED

Good, Excellent