My ultimate dream-come-true scenario would be my husband and I quitting our jobs and being free to travel the world. In the past, a dream like this would be nearly unthinkable as it would involve having the money to pay for such an adventure up front or being able to...
It’s no secret college is expensive. Tuition, room and board, and textbooks alone are thousands of dollars a year. How are you supposed to afford a social life on top of all this? It may be time to think about getting a job. You have new friends, you might be...
Growing up, my family didn’t have much money. There were times when the light switch triggered no response because the electric bill hadn’t been paid, and we were even homeless for a time. I remember being jealous of my friends who lived in large houses and received...
Too often, people fall into the trap of assuming they have to work themselves to death in order to make a living and retire well. While hustle culture is currently dominating the wealth-creation landscape (and for good reason), what’s lost to the general public is the...
Rakuten (previously Ebates) offers cash back every time you shop at popular online stores like Walmart, Amazon, Ulta, Lowes, Groupon, and Best Buy. Earn anywhere from 1-20%+ on purchases you make every day. Brands pay Rakuten to send them customers, and Rakuten splits...
Having an apartment budget is a must if you’re thinking of renting. It’s all too easy to fall in love with the perfect place, and rush into signing a lease. Only to find out a couple of months down the track that you’re struggling to stay on top of rent, bills and...
Americans used to save a lot more. “The bottom 90 percent of households saved 10 percent of their income in the first Reagan administration.” But, in 2016, according to a Federal Reserve study, almost half of Americans (46%) could not cover a $400 unexpected expense...
Acorns is an app that enables users to invest spare change. It's great for university students and new investors who want to get involved in the stock market, but may not have large sums of money on hand. It's easy to use, affordable, and provides opportunities to...
Have you heard the saying “time is money”? Well, it's true! When it comes to building wealth, the key is to start investing early. If you start to contribute to your retirement account early, your money will have more time to earn compound interests and...
Twenty years ago, I began living my life-long dream. I purchased a 5-acre property that was entirely off-the-grid. My new home was in an area that had no access to the services that many folks consider normal… electrical power lines, water lines or sewer service. As I...
